在南宁买房找我，搜房网成交只收总价的0.5%中介费 其实楼主问的只收提前还款，是否需要支付“原来”所需要的利息。这个我可以很明确的告诉您，提前还款不需要交付后9年的利息，只需要交违约金而已，违约金会根据银行的不同而定，大约在1千元左右。

只需还本金部分。例如您贷款十年，总共贷款50万，第一年还款了7万，但是3万部分是本金，4万是利息，您提前还款还需要换50-3万的本金，就是47万。具体还剩多少本金未还，可以向您的贷款银行打单据查看明细。<

按当前利率6.15，贷款1万元计算，还款路线图如下：第12个月欠银行9252.87元你把贷款额乘以这个数就是你欠银行的钱，还清即可。月 欠款额(元) 利息(元) 还款额(元) 还本金(元) 利率(%) 1 10000 51.25 111.78 60.53 6.15 2 9939.47 50.94 111.78 60.84 6.15 3 9878.64 50.63 111.78 61.15 6.15 4 9817.49 50.31 111.78 61.46 6.15 5 9756.03 50.00 111.78 61.78 6.15 6 9694.26 49.68 111.78 62.09 6.15 7 9632.16 49.36 111.78 62.41 6.15 8 9569.75 49.04 111.78 62.73 6.15 9 9507.02 48.72 111.78 63.05 6.15 10 9443.97 48.40 111.78 63.37 6.15 11 9380.60 48.08 111.78 63.70 6.15 12 9316.90 47.75 111.78 64.03 6.15 13 9252.87 47.42 111.78 64.35 6.15 14 9188.52 47.09 111.78 64.68 6.15 15 9123.83 46.76 111.78 65.02 6.15 16 9058.82 46.43 111.78 65.35 6.15 17 8993.47 46.09 111.78 65.68 6.15 18 8927.78 45.75 111.78 66.02 6.15 19 8861.76 45.42 111.78 66.36 6.15 20 8795.40 45.08 111.78 66.70 6.15 21 8728.71 44.73 111.78 67.04 6.15 22 8661.67 44.39 111.78 67.38 6.15 23 8594.28 44.05 111.78 67.73 6.15 24 8526.55 43.70 111.78 68.08 6.15 25 8458.47 43.35 111.78 68.43 6.15 26 8390.05 43.00 111.78 68.78 6.15 27 8321.27 42.65 111.78 69.13 6.15 28 8252.14 42.29 111.78 69.48 6.15 29 8182.66 41.94 111.78 69.84 6.15 30 8112.82 41.58 111.78 70.20 6.15 31 8042.62 41.22 111.78 70.56 6.15 32 7972.07 40.86 111.78 70.92 6.15 33 7901.15 40.49 111.78 71.28 6.15 34 7829.87 40.13 111.78 71.65 6.15 35 7758.22 39.76 111.78 72.01 6.15 36 7686.21 39.39 111.78 72.38 6.15 37 7613.82 39.02 111.78 72.75 6.15 38 7541.07 38.65 111.78 73.13 6.15 39 7467.94 38.27 111.78 73.50 6.15 40 7394.44 37.90 111.78 73.88 6.15 41 7320.56 37.52 111.78 74.26 6.15 42 7246.30 37.14 111.78 74.64 6.15 43 7171.66 36.75 111.78 75.02 6.15 44 7096.64 36.37 111.78 75.40 6.15 45 7021.24 35.98 111.78 75.79 6.15 46 6945.45 35.60 111.78 76.18 6.15 47 6869.27 35.20 111.78 76.57 6.15 48 6792.70 34.81 111.78 76.96 6.15 49 6715.74 34.42 111.78 77.36 6.15 50 6638.38 34.02 111.78 77.75 6.15 51 6560.62 33.62 111.78 78.15 6.15 52 6482.47 33.22 111.78 78.55 6.15 53 6403.92 32.82 111.78 78.96 6.15 54 6324.96 32.42 111.78 79.36 6.15 55 6245.60 32.01 111.78 79.77 6.15 56 6165.84 31.60 111.78 80.18 6.15 57 6085.66 31.19 111.78 80.59 6.15 58 6005.08 30.78 111.78 81.00 6.15 59 5924.08 30.36 111.78 81.41 6.15 60 5842.66 29.94 111.78 81.83 6.15 61 5760.83 29.52 111.78 82.25 6.15 62 5678.58 29.10 111.78 82.67 6.15 63 5595.91 28.68 111.78 83.10 6.15 64 5512.81 28.25 111.78 83.52 6.15 65 5429.29 27.83 111.78 83.95 6.15 66 5345.34 27.39 111.78 84.38 6.15 67 5260.96 26.96 111.78 84.81 6.15 68 5176.15 26.53 111.78 85.25 6.15 69 5090.90 26.09 111.78 85.68 6.15 70 5005.21 25.65 111.78 86.12 6.15 71 4919.09 25.21 111.78 86.56 6.15 72 4832.53 24.77 111.78 87.01 6.15 73 4745.52 24.32 111.78 87.45 6.15 74 4658.06 23.87 111.78 87.90 6.15 75 4570.16 23.42 111.78 88.35 6.15 76 4481.81 22.97 111.78 88.81 6.15 77 4393.00 22.51 111.78 89.26 6.15 78 4303.74 22.06 111.78 89.72 6.15 79 4214.02 21.60 111.78 90.18 6.15 80 4123.84 21.13 111.78 90.64 6.15 81 4033.20 20.67 111.78 91.11 6.15 82 3942.10 20.20 111.78 91.57 6.15 83 3850.53 19.73 111.78 92.04 6.15 84 3758.48 19.26 111.78 92.51 6.15 85 3665.97 18.79 111.78 92.99 6.15 86 3572.98 18.31 111.78 93.46 6.15 87 3479.52 17.83 111.78 93.94 6.15 88 3385.58 17.35 111.78 94.42 6.15 89 3291.15 16.87 111.78 94.91 6.15 90 3196.24 16.38 111.78 95.39 6.15 91 3100.85 15.89 111.78 95.88 6.15 92 3004.97 15.40 111.78 96.37 6.15 93 2908.59 14.91 111.78 96.87 6.15 94 2811.72 14.41 111.78 97.37 6.15 95 2714.36 13.91 111.78 97.86 6.15 96 2616.49 13.41 111.78 98.37 6.15 97 2518.13 12.91 111.78 98.87 6.15 98 2419.26 12.40 111.78 99.38 6.15 99 2319.88 11.89 111.78 99.89 6.15 100 2220.00 11.38 111.78 100.40 6.15 101 2119.60 10.86 111.78 100.91 6.15 102 2018.69 10.35 111.78 101.43 6.15 103 1917.26 9.83 111.78 101.95 6.15 104 1815.31 9.30 111.78 102.47 6.15 105 1712.84 8.78 111.78 103.00 6.15 106 1609.84 8.25 111.78 103.52 6.15 107 1506.31 7.72 111.78 104.06 6.15 108 1402.26 7.19 111.78 104.59 6.15 109 1297.67 6.65 111.78 105.12 6.15 110 1192.54 6.11 111.78 105.66 6.15 111 1086.88 5.57 111.78 106.20 6.15 112 980.68 5.03 111.78 106.75 6.15 113 873.93 4.48 111.78 107.30 6.15 114 766.63 3.93 111.78 107.85 6.15 115 658.78 3.38 111.78 108.40 6.15 116 550.39 2.82 111.78 108.95 6.15 117 441.43 2.26 111.78 109.51 6.15 118 331.92 1.70 111.78 110.07 6.15 119 221.84 1.14 111.78 110.64 6.15 120 111.21 0.57 111.78 111.21 6.15